Productivity suites were built for collaboration, point tools for one job each. Neither was built to prove what happened. Here is the honest comparison — cost, capability and the questions to ask any vendor.
Stack figures are indicative list prices for a 10-seat regulated team across ticketing, CRM, e-signature, screening and AI add-ons; your numbers will differ. The comparison is about consolidation and provability, not about being the cheapest line item โ heavier AI use, extra seats, screening volume, migration and custom work are priced on top in both models.
Named products are trademarks of their owners, listed to illustrate typical stacks HubSecure consolidates.
| Capability | HubSecure | Productivity suites | Point tools |
|---|---|---|---|
| One governed client record | Standard | No | Per tool |
| Tamper-evident evidence ledger | Standard | No | No |
| AML / KYC screening built in | Compliance plan | No | Separate tool |
| Governed AI โ logged, policy-bound | Standard, credit allowance | Add-on, unlogged | No |
| Climate evidence & CSRD reporting | Add-on module | No | Dashboard only |
| Post-quantum-ready encryption | Standard | No | Varies |
| Flat team pricing โ no per-agent fees | Standard | Per seat | Per seat / agent |
| Full export on exit within 48h | Contractual | Partial | Varies |
Productivity suites: Microsoft 365 / Google Workspace class. Point tools: standalone CRM, ticketing, e-signature or screening products.
"Can files, messages, tasks and decisions sit around one client?"
Prevents context from splitting across inboxes and folders โ and prevents the reconstruction work that follows.
"Can managers see blocked, missing, reviewed and approved work?"
Reduces manual chasing and the weekly spreadsheet that nobody trusts.
"Can access be limited by role and responsibility?"
Protects sensitive client data and reduces overexposure when teams change.
"Are requests, uploads, comments and approvals logged and exportable?"
This is what the regulator asks for โ by Friday.
"Does AI act inside permissions, with logs and human approval?"
Ungoverned AI is an unauditable shadow process โ and the fastest way to lose an audit.
If a vendor answers “sort of” more than once, you are buying another silo. Ask us the same five questions in the demo — with your own workflow on the screen — and hold us to the answers.
First 100 regulated teams get 40% off year one, a permanent price lock, free onboarding and a direct roadmap seat.